by Emergent Team | May 29, 2020 | Financial Planning, Investing
When talking about saving and investing, it often helps to unpack certain key terms that carry a lot of meaning. Asset allocation is one of those terms. The process of “asset allocation” that a financial advisor or portfolio manager undertakes for his or her clients...
by Emergent Team | May 27, 2020 | Economics
With every conflict, there are always casualties. As the nation and the world continue to slowly emerge from the COVID-19 pandemic, there will no doubt be many changes in our lives that might be permanent. As this is true for people, this is also true for many...
by Emergent Team | May 22, 2020 | Economics, Investing
Think of a stock as a “slice” of a company, a piece of ownership of it. What goes into the value of that stock? What do we expect it to deliver to us, as an investor, over time? How do we figure out, as investors, whether to pursue stocks that pay dividends...
by Emergent Team | May 20, 2020 | Biotech, Investing
Those in the medical field can safely explain to the rest of us that “medicine,” while imprinting on our imaginations the sight of someone popping a pill under their tongue to swallow with a glass of water, is often a much more involved process that can sometimes...
by Emergent Team | May 15, 2020 | Investing, Retirement
Target-date funds were introduced in the early 1990’s as a simpler way to invest for one’s retirement. Target-date funds seek to diversify risk by investing in a mix of equities and fixed income, and these investments are broad, typically including international...
by Emergent Team | May 13, 2020 | Economics
As many states across the U.S. are beginning to slowly re-open, one issue that has plagued the mind of small-business owners is that of customers: even if these small stores and restaurants begin to re-open, how many customers will they have? As small-business owners...
by Emergent Team | May 8, 2020 | Financial Planning, Saving
The “black swan” as referring to an unforeseeable or rare occurrence was first noted by the 2nd-century Roman poet, Juvenal, seeing as black swans were believed not to exist. Of course, that was until the Dutch explorer, Willem de Vlamingh, discovered black swans in...
by Emergent Team | May 6, 2020 | Investing
Markets, being composed from the actions of people, share a common trait with people—they can both be unpredictable. After all, in our current environment, when many large corporations such as GM, Royal Dutch Shell and others have cut their dividends, we would expect...
by Emergent Team | May 1, 2020 | Economics, Investing
Diving into a pool without a life jacket is not very risky; however, jumping into the cold waters of the Atlantic with no land in sight and no life jacket is a whole different story. The coronavirus pandemic, which has brought many businesses to a standstill across...
