Robinhood: The Free Lunch That Isn’t, Part 1

While the phrase, “there’s no such thing as a free lunch” is well-enough known, it’s also one of the most easily forgotten wisdoms in today’s America. A free trade is as much of a trap as it is a blessing. Sure a $5 trade is a lot less of a percentage for one million than it is one thousand and hence trade commissions weigh heavier on small traders than large ones, but if Robinhood isn’t making money selling commissions, then, how, exactly, are they making money?

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Today y Mañana 2/25/21

Fernando Dizon of Little Manila and Johnny Ornelas of Guadalajara and El Mariachi Mexican Bar & Grill joined Alex and Xavier to talk entrepreneurship, food, culture, and giving back! Alex and Xavier also talked home ownership and the economy....

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GameStop: What Happened and What it Means

We take a look at the GameStop controversy and explain it in layman’s terms: what’s a short, what was the plan of the retail investors driving up the price of GameStop, and what actions did Wall Street take in repercussions? All of this and more in today’s blog.

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Today y Mañana 2/4/21

Watch today’s show below! Xavier and Alex of Emergent Financial Services, LLC. talked GameStop, how to look at investing, and how to manage risk. We then brought in Cristel Noel-State Farm Agent to talk about her incredible story, the power of perseverance and education…

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Today y Mañana 1/28/21

Today, Alex and Xavier had a conversation about started s Hispanic-owned business in an industry without many Latinos. We then talked giving back, home buying, and having a space for your business with Eddie K of Four Corners Real Estate Solutions. Then, we brought in...

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What is a Goal? A Guide for Developing Real Life Goals in Financial Planning

Financial planning advice rarely touches upon the meat of what a goal is. One thing we know for certain is that financial planners are often encouraged to have their clients evaluate more specifically the difference between a goal and a realistic and financially achievable goal. Owning a superyacht when you are making $5k a year is not financially feasible, and while that makes for a humorous little analogy about the overall concept, it doesn’t really guide someone who is thinking about their retirement with processing the feasibility of their goals. Hopefully, this post will provide some help for those who need it or just are curious about their goals and if they’re properly managing them.

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Today y Mañana 1/21/21

On today's episode of Today y Mañana, we talked having a plan for retirement, along with financial preparedness tips with Yolunda Harrell, President and CEO of New Hill Development Corp., and real estate and business with Johan Torres, Founder and CEO of GBS Financial...

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