by Emergent Team | Jul 27, 2020 | Economics, Financial Planning
Two of the hardest questions to answer for any person: when to invest their money, and when to buy a house. Both the stock market and housing market have unpredictable natures, giving people qualms about jumping in given the risks. Yet when it comes to the housing...
by Emergent Team | Jul 9, 2020 | Financial Planning, Investing
The Federal Reserve (or the Fed) is the central bank of the United States of America. It has a balance sheet of (now) almost $7 trillion dollars. The “governors” (like chairpersons) of the Federal Reserve often are a combination of bankers and economists. So why would...
by Emergent Team | Jul 7, 2020 | Economics, Financial Planning
Mozart. Sachertorte. The Alps. There’s a lot to love about Austria: an 85% total return on a bond in two years is just another one of them… Let’s say someone wanted to borrow a thousand dollars from you with interest, and when you ask when they plan to give the...
by Emergent Team | Jun 19, 2020 | Financial Planning, Retirement
Over $200 billion was spent in 2015 by Americans on long term care, a 51% increase since 2000. You read that right, 200 billion dollars! It’s no secret that America, along with much of the world, is aging. People are simply living longer than ever before. And while...
by Emergent Team | Jun 5, 2020 | Financial Planning, Investing
It is human nature to ask questions with the word “should”. Should I behave this way? Should I go or should I not? The world of financial advice is no exception to this. Should the S&P 500 Index be at 26,000? Should stocks be going up in the midst of a pandemic?...
by Emergent Team | Jun 3, 2020 | Financial Planning
In one of the more famous parables in the Changdogya Upanishads, an ancient Sanskrit text, a father demonstrates to his son the “oneness” of everything by dissolving salt into water, pointing out that the salt and water are still there, no longer separate, but...
by Emergent Team | May 29, 2020 | Financial Planning, Investing
When talking about saving and investing, it often helps to unpack certain key terms that carry a lot of meaning. Asset allocation is one of those terms. The process of “asset allocation” that a financial advisor or portfolio manager undertakes for his or her clients...
by Emergent Team | May 8, 2020 | Financial Planning, Saving
The “black swan” as referring to an unforeseeable or rare occurrence was first noted by the 2nd-century Roman poet, Juvenal, seeing as black swans were believed not to exist. Of course, that was until the Dutch explorer, Willem de Vlamingh, discovered black swans in...
