Making Sense of the Markets

Making Sense of the Markets

It’s pretty likely you’ve either heard the news somewhere or someone has told you that the Dow Jones hit a record high of 30,000 this week. For the year, it is up around 4%. Given the fact that the world has endured 10 years of torture in a single year, that number...
Making Sense of Biotech

Making Sense of Biotech

“Forgive me my nonsense, as I also forgive the nonsense of those that think they talk sense” – Robert Frost. Robert Frost’s genius is always appreciated at Emergent Financial Services, and the reasons I decided to use the quotation above for today’s blog post about...
Trying to Understand Tesla

Trying to Understand Tesla

Just have a conversation with a random stranger and mention the word “investments” and there is a strong likelihood he or she will ask the inevitable question: “Did you invest in Tesla?” Tesla is all the rage in the investment world. It’s hard to go a day and not see...
Leveraged ETFs: A Quick Look

Leveraged ETFs: A Quick Look

Archimedes once said, “Give me a lever and a place to stand and I will move the earth.” Archimedes’ work on leverage did change the world of physics. Lever comes from the old French word “levier” meaning “to lift.” Leverage in finance, however, takes on another...
What is Value?

What is Value?

If you went around polling the average American what “value” was, you’d probably get a lot of different answers, no two of which would be alike. I’d definitely say that value was getting that hotel in Capri that feels like it’s a five-star with that three-star price....
Gold: A Worthwhile Investment in These Times?

Gold: A Worthwhile Investment in These Times?

As people remain uncertain about the future of the economy and the stock market, one option that has been getting more than a few quick looks has been gold. It is impossible to ever forget about gold as an investment option, especially considering the amount of times...
Saving Still Makes Sense

Saving Still Makes Sense

There is a lot of news going around after an opinion article appeared in Bloomberg this past month arguing that, due to changes in the tax code and common investment fees, saving and investing in your 401(k) is no longer a good idea for many individuals. But is that...
What is a Bubble?

What is a Bubble?

Bubbles are hard to define, because they can come out of nowhere and focus on any number of assets. “Bubble” is also loosely used to describe anything whose worth is below its value. For instance, a number of investors and economists believe that higher education is a...
Why Pay for Financial Advice?

Why Pay for Financial Advice?

The Federal Reserve (or the Fed) is the central bank of the United States of America. It has a balance sheet of (now) almost $7 trillion dollars. The “governors” (like chairpersons) of the Federal Reserve often are a combination of bankers and economists. So why would...
DIY Investing? The Pitfalls of “Free” Trading

DIY Investing? The Pitfalls of “Free” Trading

You have undoubtedly seen the ads and commercials reflecting how the costs of buying stocks has declined rapidly over the past decade. From $10 commissions (paid every time you purchased a stock) to $5 commissions to $0 commissions to stock slices and fractal shares...