Target-date Funds: Not a Panacea

Target-date Funds: Not a Panacea

Target-date funds were introduced in the early 1990’s as a simpler way to invest for one’s retirement. Target-date funds seek to diversify risk by investing in a mix of equities and fixed income, and these investments are broad, typically including international...
Tough times, new opportunities

Tough times, new opportunities

New opportunities abound in tough times Challenges are sometimes also chances. An obstacle on a level path can sometimes be an opportunity to climb higher. Certainly, the recent stock market plunge has hit savers and those planning for retirement hard, while continued...