by Emergent Team | Dec 15, 2020 | Investing, Retirement, Saving
“Never let the fear of striking out keep you from playing the game.” –Babe Ruth Who doesn’t love the Babe? George Herman “Babe” Ruth was one of the greatest baseball players of all time, playing for the New York Yankees for 14 years. His quote above,...
by Emergent Team | Sep 11, 2020 | Investing, Retirement, Saving
One of the keys to logical thinking is not to miss the forest for the trees. Sometimes focusing on one aspect of a problem you have to solve, no matter how important, can cause us to miss the big picture. This can be the case in financial advice, also, particularly...
by Emergent Team | Sep 4, 2020 | Retirement, Saving
Imagine being born $6,750 rich? Well, if activist investor Bill Ackman had his way, that is how every person in this country would be born. The subject of “income inequality” among Americans has been at the forefront of issues for a long while now. As the economy...
by Emergent Team | Aug 28, 2020 | Retirement, Saving
It was one of the most-reported financial changes due to the CARES Act passed by Congress in response to the pandemic: savers can take funds out of their 401(K) plans without paying the 10% penalty, and have three years to pay the funds back entirely without having to...
by Emergent Team | Aug 14, 2020 | Financial Planning, Retirement
One of the oldest clichés in investing is the “60-40 portfolio,” the super-easy, one-size-fits-all mechanism of investing 60% in stocks and 40% in bonds. Bargaining on the historically negative correlation between stocks and bonds (e.g. stocks go up, bonds go down and...
by Emergent Team | Jun 19, 2020 | Financial Planning, Retirement
Over $200 billion was spent in 2015 by Americans on long term care, a 51% increase since 2000. You read that right, 200 billion dollars! It’s no secret that America, along with much of the world, is aging. People are simply living longer than ever before. And while...
by Emergent Team | Jun 12, 2020 | Retirement, Saving
Time is that one element in life that frequently appears to slip through your fingers faster than water. However, occasionally, you have the ability to buy time. Yes, buy time. Sounds crazy to think that you can buy something that typically disappears before you can...
by Emergent Team | May 15, 2020 | Investing, Retirement
Target-date funds were introduced in the early 1990’s as a simpler way to invest for one’s retirement. Target-date funds seek to diversify risk by investing in a mix of equities and fixed income, and these investments are broad, typically including international...
by Emergent Team | Apr 22, 2020 | Retirement, Saving
New opportunities abound in tough times Challenges are sometimes also chances. An obstacle on a level path can sometimes be an opportunity to climb higher. Certainly, the recent stock market plunge has hit savers and those planning for retirement hard, while continued...
