The Emergency Fund

The Emergency Fund

The “black swan” as referring to an unforeseeable or rare occurrence was first noted by the 2nd-century Roman poet, Juvenal, seeing as black swans were believed not to exist. Of course, that was until the Dutch explorer, Willem de Vlamingh, discovered black swans in...
Tough times, new opportunities

Tough times, new opportunities

New opportunities abound in tough times Challenges are sometimes also chances. An obstacle on a level path can sometimes be an opportunity to climb higher. Certainly, the recent stock market plunge has hit savers and those planning for retirement hard, while continued...