If you had to guess which government spent the most on space programs, and you guessed the United States, you’d be absolutely correct. In 2020, the United States spent 47 billion dollars, with China coming in at a distant second, at 8 billion.

Goals. When it comes to the end of the year, we start with all sorts of goal-based ideas for what we want to do. New Years Resolutions abound and usually they are based in some self-improvement desire. We want to improve our health, we want to improve our social life, we want to improve our organization to better our lives. Some important things that we often forget to organize, or tend to put off, are our financial goals. Having a step-by-step process can make it easier to get those financial goals lined up and give us a good sense of what needs to get done to realize those goals.

Not all sectors are made equally. That’s one of the first aspects of investing in the real world that’s different from the investing world. Conceptually, for instance, you can understand investing as different sets of strategies, for instance, high yield, growth, dividend etc. Realistically, a company can be a manufacturing company at any stage, high yield, growth, and given time, can even become a dividend aristocrat.

One man’s junk is another man’s treasure. Thomas Edison’s quote is fascinating to me because one of the most interesting statistics I’ve seen about investing history is that there was a point in the early 2000s when Amazon, the biggest giant in retail today, was down 90%…